What We Offer

Services Built for Your Life

From instant money transfers to business payment solutions — iMali provides a comprehensive suite of financial services for individuals and businesses across South Africa.

Explore Our Services

Everything You Need in One App

iMali brings together all the financial tools you need — no more juggling multiple apps or bank accounts.

Instant Money Transfers

Send and receive money in seconds. Transfer to any South African bank account or iMali user with zero delays.

  • Send to any bank account
  • Real-time processing
  • International transfers
  • Low flat fees
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Virtual Cards

The card that fits your lifestyle. Instantly generate a virtual card.

  • Instant virtual card creation
  • Contactless payments
  • Set spending limits
  • Freeze/unfreeze anytime
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Bill Payments

Pay all your bills in one place. Electricity, water, rates, airtime, data, DStv — never miss a payment again.

  • 100+ billers supported
  • Schedule payments
  • Payment reminders
  • Instant confirmation
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Spending Analytics

Understand your money with colourful charts and detailed spending reports. Set budgets and track your financial goals.

  • Auto-categorised expenses
  • Monthly reports
  • Budget alerts
  • Export statements
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Savings Accounts

Create dedicated savings pockets for any goal. Save for a holiday, emergency fund, or big purchase with automated contributions.

  • Multiple savings goals
  • Automated contributions
  • Interest earnings
  • Visual progress tracker
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Business Payments

Accept payments from customers instantly via QR codes, payment links, or tap-to-pay. Perfect for spaza shops, salons, and more.

  • Generate QR codes
  • Payment links
  • Instant settlement
  • Sales analytics
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Services for Individuals & Businesses

Whether you're managing personal finances or running a business, iMali has the right tools for you.

Digital Wallet

Store, send, and manage your money from one app. Access your wallet anywhere, anytime on your phone.

Easy Transfers

Send money to family and friends in seconds using just their phone number — no bank details needed.

Budget Tracker

Set monthly budgets and get notified when you're close to your limit. Take control of your spending.

Savings Goals

Create dedicated savings pockets and automate contributions to reach your financial goals faster.

Accept Customer Payments

Receive payments via QR codes, payment links, or direct iMali transfers. Settlement in minutes.

Team & Payroll

Pay staff salaries and manage team expenses with bulk payment tools built for growing businesses.

Business Analytics

Real-time revenue dashboards, sales trends, and financial reports to help you make smarter decisions.

Fast Business Registration

Get your business set up on iMali in minutes. Start accepting payments the same day — no paperwork.

Start Using iMali Today

Download the app and experience smarter, faster, and more affordable financial services designed for South Africa.